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Buy Now, Pay Later (BNPL) = Personal Loans

Buy Now, Pay Later (BNPL) = Personal Loans


Watch out on festive spending as the holiday season approaches. In particular, the BNPL products that allow payments by instalments rather than settling the bills upon consumption. They are in fact, unsecured personal loans.

2022 tax loans tips

2022 tax loans tips


Under the global interest rate hike cycle, the interest rates for tax loans have also risen. Here are the points to note before taking out a tax loan.


Taxing cow burps

Taxing cow burps


Countries around the world are taking actions to reduce carbon emissions. Funny fact - The New Zealand government has recently proposed “burping tax” on burping and farting by cows and sheep.

Inflation, rising interest rates and investment

Inflation, rising interest rates and investment


To make ourselves “resilient” and “flexible” in financial management, we need to understand the relationship between the financial market and the economy and adjust our investment accordingly.