Obtaining credit is easy in Hong Kong. There are many kinds of loans available in the market provided by different types of money lending institutions. While you can use this available credit to fund parts of your life goals, borrowing can become habitual, resulting in a worsening debt situation. Do not make a hasty borrowing decision. Always think carefully.
This calculator works out the repayment amount/period/borrowing cost to help you consider your affordability and compare different loan products. It also presents an overview of all your personal debts and tips to help you manage debt effectively.